Shilo Zitting in Salt Lake City | Our Clients
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What Our Clients Are Saying

We understand that individuals truly make a difference. Ask anyone who has worked with us and you’ll hear about our friendly team, our integrity and our attention to detail.

We take the time to listen and understand what you need, and we provide a refreshing level of service every step of the way. Our customers and industry partners know that they can always pick up the phone and reach our team to get advice or check on the status of a loan.

“Shilo really came through for my wife and me. Purchasing our first house during such a tumultuous time for the economy was very stressful. The lenders were very paranoid about a guy who recently graduated and had a load of student debt. Shilo pulled through and got the lowest rate, at the time.

My wife and I have been considering buying a larger home and Shilo, without question, will be our mortgage broker.”

-Stone Lasley

“Shilo is personable. My buyers always enjoyed working with him. He knows about loan programs that I did not think existed. He closes his loans early and I never have to wonder if he will get it done.

Shilo helps me make more money by being an expert at what he does.”

-Brandon Hacker, Realtor, Exclusive Real Estate

“Shilo was really great to work with and they are really great at returning phone calls. It was a painless process! Thanks Shilo!”

-Charlie Grable

“Shilo Zitting is a true professional at mortgages! He showed us options that truly benefited us on our closing that saved us $100+ per month.

It’s one thing to lock a low rate, but another to truly qualify us and find a specialized loan that benefited us dramatically for the next 30 years. Shilo truly provides value to his clients! My wife and I are greatful we did business with him and his team!”

-Anthony and Monica Wagoner

“I 100% recommend Z Mortgage. They were incredibly helpful to us and made buying our home a speedy process!”

-Sarah Washburn

Google Places Reviews

Nicole Bailey
Nicole Bailey
14:50 01 Dec 16
I have worked with a few mortgage companies in town and the Z Mortgage Team were hands down the best mortgage company with whom I have ever worked. Shilo was simply incredible. They went above and beyond to ensure my refinance was carefully handled and processed. Their customer service is impeccable! Regular emails and phone calls, videos and tutorials to educate and inform, and personal customer care made the experience incredible. They saved me a ton of money for which I am so grateful. You truly will not find a better group to take care of your mortgage needs. I recommend them 100% and give them an A+ rating.
Amber Patty
Amber Patty
20:19 01 Jun 17
Working with Shilo Zitting was an extremely negative experience. First of all, we did get in our home so at least he has that going for him but the entire process was horrible. Any time I had a question (after we already started working with him), it was met with an annoyed and condescending tone. He actually wouldn't answer my calls but if I used a friend's phone (right after I tried calling), he would immediately pick up. He caused us so much headache. He scheduled the appraisal way too late and we ended up paying $200/day for over a week bc of this mistake. We chose the loan on August 10th and the appraisal wasn't ordered until September 6th. He offered to refund us the cost of the appraisal but then a couple weeks later when I asked him he acted like he had no recollection of such an offer. He said it would be against the law and he couldn't do it. Not sure why he would have offered it in the first place. The home-builders as well as the escrow company were appalled at his behavior and told us they would never recommend him to anyone. He was completely rude to them and Im pretty sure he accidentally cc'd me in an e-mail to the home-builder where he called her names and was completely unprofessional. I was honestly embarrassed to work with him. If I could do it all over again, I would have continued to shop for another loan officer who would have treated me with kindness and respect, who would have been on the ball with the things he needed to do to get us in our home, on time, without additional fees, and someone who, you know, would actually answer his phone and his e-mails from me. Crazy that this guy is still in business. I highly do NOT recommend working with him.
Darin Jorgensen
Darin Jorgensen
21:52 21 Nov 16
I can't say enough good things about Shilo and his team! We are first time home buyers, and they walked us through each step of the home buying process with patience and knowledge that I wouldn't have received from any other lender. They responded quickly to all of my questions, and they made our process so smooth and easy. I will definitely refer the Shilo to anyone looking for a home loan, and we will 100% use him in the future.
Roman Menchikov
Roman Menchikov
22:54 27 Dec 16
Not the cheapest option, and i am not entirely convinced that it was the best rate at the time, but it was pretty darn close. The brokerage firm is very efficient and convenient however, and that is what you pay for. I was able to close in under 25 days as a first time home buyer. They were also very responsive in my inquiries... usually same day or next day.
Steve Phillips
Steve Phillips
23:20 24 Nov 16
We love the Z Mortgage Team in Murray Utah! We have had the pleasure of working with Shilo and the crew to secure our first home. They have made the first-time homebuying process super easy for us. They go above and beyond for their customers, and the whole staff is excellent at providing exceptional customer service! They respond quickly and professionally to phone calls and emails. Customers are not just another "number" to them, they strive to get to know you as an individual. Thank you Z Mortgage Team!
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