Shilo Zitting in Salt Lake City | FHA Loans
Looking for FHA loans in Utah? Look no further than the Z Mortgage Team. Click on our link or call 801-550-1796 to see how much home you qualify for.
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How Do FHA Loans Work?

The FHA works with borrowers to ensure that most can afford a home under their program. As opposed to other loan programs which require a considerable down payment (20% of the home’s purchase price) and excellent credit, FHA loans only require 3% down with the option of rolling in closing costs (typically between $6,000 and $8,000 on an average loan) into the loan itself. These types of loans were designed to help buyers who might not otherwise qualify for housing loans. FHA loans are backed by the federal government.   By doing so, the FHA lowers the risk exposure to the bank.  This backing makes it possible for the bank to provide a loan to a borrower that may not have qualified otherwise.  For more information click this link, FHA loan limits by county for the state of Utah.

FHA Loans Salt Lake City Utah

Request A Quote

If you are looking to receive a free mortgage rate quote, you’ve come to the right place! The Z Mortgage Team will assist you in finding the lowest mortgage rate quotes. Our no-obligation form is quick, easy, and you can find out in minutes if you will save.