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Utah First Home Buyer Grants Four important things you should know Saving for a down payment on a home is a big deal.  The experts at the Z Mortgage Team have helped hundreds of Utah families with their dream of home ownership.  They’re here to walk you...

Jumbo Loan Rates Utah In today’s world many affluent consumers would assume that they automatically qualify for a jumbo mortgage. In spite of having high incomes and lots of assets, some still face challenges when trying to qualify. 720 is a typical credit score required of...

Non Owner Occupied Mortgage Four Things To Know about a Non Owner Occupied Mortgage Reserves are required For the most part a non owner occupied mortgage is required by the lender to have a specific amount of money in reserve at the time of closing. The amount depends...